Wise is a global technology company, building the best way to move and manage the world’s money.
The Recurring Payin team owns the Direct Debit API that powers automated payments into Wise.
Responsibilities
Design, develop, test, and maintain backend services written in Java and Kotlin using the Spring Boot framework, deployed on cloud infrastructure (AWS)
Build and maintain RESTful APIs that serve millions of customers across web and mobile platforms
Develop and optimise services powering the card pay-in payment method
Design and implement database schemas, write and optimise SQL queries against PostgreSQL databases handling high-volume transactional data
Build and maintain event-driven architectures using Apache Kafka for asynchronous processing of financial events across distributed services
Develop and maintain a payment orchestration system that dynamically routes payments across Payment Service Providers to optimize for cost and reliability
Write automated tests (unit, integration, and end-to-end) to ensure correctness and reliability of financial systems
Conduct code reviews for team members, ensuring code quality, security, and adherence to engineering standards
Participate in on-call rotations to monitor and respond to production incidents for Tier 2 critical services
Collaborate with product managers, designers, analysts, and engineers across other teams to deliver cross-functional projects
Identify and resolve performance bottlenecks, scalability issues, and technical debt in existing systems
Ensure development follows security best practices, particularly around handling of sensitive financial data and compliance with financial regulations