About the company
This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Underwriter — Strategic Growth & Risk based in United States.
Responsibilities
- Evaluate new business, renewals, endorsements, policy changes, and complex submissions while considering both individual risk quality and long-term portfolio profitability.
- Make sound underwriting decisions within established authority limits, exercising independent judgment on complex, non-standard, and evolving risks.
- Build and maintain strong relationships with independent insurance agents, becoming a trusted underwriting advisor rather than simply a source of risk decisions.
- Provide agents with coverage guidance, creative solutions, market insights, and clear explanations that help them bring high-quality business to the portfolio.
- Monitor market trends, competitor activity, regional developments, emerging risks, and other external signals to inform underwriting decisions and territory strategy.
- Identify patterns across submissions, agency relationships, and portfolio performance to uncover opportunities for profitable growth.
- Collaborate with leadership to improve underwriting processes, identify workflow inefficiencies, and introduce ideas that make operations more effective.
- Balance growth objectives with disciplined risk selection, knowing when to pursue creative solutions and when to maintain underwriting boundaries.
- Contribute strategic insights that help shape portfolio direction, territory performance, and sustainable business growth.
Requirements
- 5+ years of Property & Casualty underwriting experience, with experience in homeowners, dwelling property, personal lines, commercial property, specialty, or Excess & Surplus (E&S) lines.
- Proven experience evaluating new business, renewals, endorsements, and policy changes.
- Experience working directly with independent insurance agents and building trusted agency relationships.
- Demonstrated ability to make independent underwriting decisions within established authority levels.
- Strong analytical skills and the ability to connect individual risk characteristics with broader portfolio, market, and profitability considerations.
- Excellent written and verbal communication skills, with the confidence to explain underwriting decisions and provide strategic guidance to agency partners.
- Strong judgment and intellectual curiosity, with the ability to investigate ambiguous or complex risks and identify creative but disciplined solutions.
- Ability to recognize patterns across data, market developments, agency behavior, and emerging risks and translate those insights into action.
- Demonstrated bias toward continuous improvement and the ability to question existing processes constructively.
- Strong relationship-building skills and a consultative approach to working with external partners.
- Ability to work independently in a remote environment while managing competing priorities without compromising quality or accuracy.
- CPCU, CIC, AINS, CRM, or another insurance designation is a plus.
- Excess & Surplus Lines experience is valued but not required.
- Bachelor's degree in Business, Risk Management, or a related field is preferred.
Conditions
- Competitive compensation.
- Comprehensive benefits package.
- Generous paid time off.
- Wellness and mental health resources.
- Paid parental leave.
- 401(k) plan with company matching contributions.
- Fully remote work environment.
- Opportunity to shape underwriting strategy and influence portfolio growth.
- Significant autonomy and ownership over underwriting decisions and strategic initiatives.
- Collaborative culture focused on trust, transparency, teamwork, integrity, and continuous improvement.
- Professional growth opportunities and the ability to contribute innovative ideas.
- Opportunity to build long-term relationships with independent insurance agents and senior stakeholders.
- Inclusive environment where employees are encouraged to contribute, develop, and take ownership of meaningful work.