Plata Card is hiring several Analysts across Risk teams in Mexico and Colombia, specifically within Retail Credit Risk.
Responsibilities
Analyze credit funnels, portfolio performance and key risk indicators to identify trends, risks, friction points, and opportunities
Develop and maintain analytical datasets, reports, dashboards, and BI solutions to support business and risk decision-making
Help design and optimize credit decision strategies, evaluating their impact on approval rates, portfolio quality, recovery, and customer behavior
Analyze the profitability, NPV, and unit economics of credit products and identify the key parameters driving their performance
Prototype, evaluate, and monitor analytical and machine learning models, including testing hypotheses and assessing model performance
Work closely with Risk, Product, Data, Data Engineering, and business teams to turn data analysis into practical decisions, tests, and new processes
Requirements
Completed education: Mathematics, physics, engineering, economics, computer science, or another strong quantitative field
Strong knowledge of SQL and Python; experience with data analysis libraries and machine learning tools is a plus
Good mathematical intuition and a solid understanding of probability and statistics
Ability to solve unfamiliar, non-trivial problems and quickly find logical, data-driven solutions
Analytical mindset: curiosity, attention to detail, willingness to learn, and the ability to clearly explain your conclusions
B1 or higher English level for effective communication with an international team
Nice to have: Up to 2 years of experience in analytics; Experience in risk analytics; Understanding of machine learning concepts and approaches; Experience with BI tools (e.g., Tableau, Superset)
Conditions
Relocation support to Colombia and Mexico with assistance for the employee and their family
Flexible work: hybrid or full-time from our offices
Healthcare Coverage
Education Budget: Language lessons, professional training and certifications