Product Compliance Manager

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

• Focus on new products and features to ensure that scalable and compliant MVPs can be brought quickly to market.
• Remediate issues identified with existing products and features to ensure that they remain compliant, scalable, and effective in detecting financial crime.
• Ownership of PC&R’s approach to AML control design and risk detection strategy.
• Collaborate with AML product teams to help design controls and support interpretation of global regulation and expectations to ensure Wise’s in-house built AML capabilities are best in class.
• Identify and drive enhancements that could improve risk detection quality, unlock growth, and improve operational processes (including reducing unnecessary contacts and friction).
• Use data to define the effectiveness of AML controls and support the implementation of an ongoing testing / assurance program.
• Work with and support Product and Engineering teams to implement and prioritise control improvements to strengthen the programme while finding ways to create efficiencies (faster deployment, smarter automation, better triage).
• As improvements are identified in audits, regulatory feedback, incidents, or by third parties, define project plans and facilitate implementation end-to-end.
• Perform periodic reviews to ensure controls remain compliant and effective, reviewing changing regulations, supervisory publications, and industry guidance, and translating that into product-ready requirements.
• Contribute to the mapping and assessment of controls as part of the annual financial crime risk assessment, including coverage across typologies and regions.

• Minimum 7 years’ experience working within AML/financial crime, with a particular focus on implementing and enhancing AML controls (e.g., transaction monitoring, behaviour/risk detection, typology-based coverage, alerting/decisioning).
• CAMS, ICA or equivalent certification desirable.
• Experience collaborating with product and engineering teams to develop AML and/or financial crime controls in an in-house product environment.
• Experience in automation of financial crime controls, including reducing manual effort while maintaining/improving detection quality.
• Strong data analytics skills (able to define what “good” looks like, interpret performance, and convert insights into control changes).
• Clear communication, project coordination, and management skills.
• Wisdom, a world view and talent for thinking.