AML Officer

Tabby creates financial freedom in the way people shop, earn and save, by reshaping their relationship with money. The company’s flagship offering allows shoppers to split their payments online and in-store with no interest or fees. Over 32,000 global brands and small businesses, including Amazon, Noon, IKEA and Shein use Tabby to accelerate growth and gain loyal customers by offering easy and flexible payments online and in stores. Tabby has generated over $7 billion in transaction volume for its partner brands and has the highest rated, most reviewed, largest and fastest growing app of any fintech in the GCC region. Tabby launched operations in 2020 and has raised +$1 billion in equity and debt funding from global and regional investors.

• Conduct transaction monitoring and review alerts to identify potentially suspicious or unusual activity.
• Perform KYC and customer due diligence reviews in line with AML/CTF policies and regulatory requirements.
• Conduct sanctions and watchlist screening and escalate potential matches for further investigation.
• Investigate suspicious transactions and customer activity, documenting findings and recommendations appropriately.
• Support the preparation and submission of suspicious transaction/activity reports in accordance with applicable requirements.
• Monitor customer accounts and transactions for indicators of money laundering, terrorist financing, fraud, and other financial crime risks.
• Maintain accurate and complete investigation records, case documentation, and supporting evidence.
• Escalate high-risk or complex cases to the AML Manager or relevant stakeholders in a timely manner.
• Support the implementation and continuous improvement of AML/CTF controls, processes, and procedures.
• Assist with AML risk assessments, periodic reviews, reporting, and regulatory requests.
• Collaborate with Compliance, Risk, Operations, Product, and Technology teams to address AML-related issues and strengthen controls.
• Stay informed of emerging AML/CTF typologies, regulatory developments, and financial crime risks relevant to fintech and digital wallets.
• Support internal audits, SAMA inspections, and other regulatory reviews by providing required documentation and information.

• Skills, Knowledge and Expertise (as per job posting)