MiddleOfficeDubai
AML Analyst
О роли
Описание вакансии
About the company
- Ziina's mission is to bring financial freedom to every person in the Middle East
- Building MENA's consumer and SMB financial platform, starting with a peer-to-peer and merchant wallet
- Team backgrounds from Apple, Uber, Stripe, Klarna, Revolut, Yandex, and Nubank
- Payments volumes have grown 10x YoY for the last two years
- 4.8 star rating in the app store, recipient of 8 international design awards
- $22 million Series A from top-tier investors including Altos Ventures, Fintech Collective, Activant, Long Journey Ventures and Y Combinator
Responsibilities
- Review and investigate transaction monitoring alerts, unusual activity, and high-risk behaviors across consumer and merchant accounts
- Assess customer activity against expected behavior, KYC/KYB profiles, and known typologies
- Draft high-quality internal STR/SAR and other AML reports, escalate cases to second line of defense
- Identify AML red flags, emerging typologies, and potential predicate offenses
- Ensure investigations are conducted in line with internal policies, regulatory expectations, and local AML/CFT requirements
- Identify gaps or inefficiencies in AML workflows and propose improvements
- Partner with Fraud, Product, Engineering, and Operations teams to reduce AML risk upstream
- Contribute to initiatives aimed at automating AML reviews and improving monitoring quality
- Analyse historical cases to identify trends, patterns, and risk drivers
- Maintain clear, structured case notes and investigation summaries suitable for audit and regulatory review
- Support AML reporting and dashboards
Requirements
- 2+ years of experience in AML, financial crime investigations, and transaction monitoring within fintech, payments, or financial services
- Strong understanding of AML/CFT/CPF concepts, risk-based investigations, and transaction monitoring
- Experience reviewing alerts, investigating unusual activity, and documenting outcomes clearly
- Ability to work independently and take ownership of cases in a fast-paced environment
- Strong written communication skills in English, Arabic is a plus
- Ability to analyse large datasets and identify patterns, trends, and anomalies
Nice-to-haves
- Experience with regulatory reporting tools such as goAML
- Experience working with data to support investigations (SQL/Python)
- Experience in high-growth fintech or payments environments
- Knowledge of CBUAE AML/CFT/CPF regulations and regional typologies
- Professional certifications (CAMS, ICA, CFCS)
- Arabic language proficiency
Conditions
Стек и навыки
С чем работаем