About the company
Alpaca is a US-headquartered, global leader in agent-first brokerage infrastructure for stocks, ETFs, options, crypto, fixed income, 24/5 trading, and more. Backed by $400 million in funding from top-tier global investors.
Responsibilities
- Support due diligence reviews for new and existing partners, including fintech companies, financial institutions, vendors, and other third-party service providers.
- Communicate regularly with prospective and onboarding partners globally.
- Conduct and support third-party risk management processes, including KYC, KYB, enhanced due diligence, policy and procedure reviews, customer onboarding flow reviews, and risk assessments.
- Review partner-provided documentation for completeness, consistency, and potential risk indicators.
- Track partner onboarding progress and follow up on outstanding items.
- Respond to partner questions related to the onboarding and due diligence process.
- Work closely with internal teams, including Operations, Compliance, AML, Legal, Product, and Project Management.
- Identify process gaps and contribute to improvements.
- Maintain accurate records of diligence reviews, decisions, approvals, and supporting documentation.
Requirements
- 2–3 years of experience in risk management, operational risk, third-party risk, compliance, AML, financial crime, or related functions within financial services, fintech, brokerage, or another regulated industry.
- Comfort working with international partners and reviewing diligence materials across different jurisdictions and regulatory environments.
- Strong critical thinking skills with the ability to identify anomalies, inconsistencies, gaps, and potential risk indicators.
- Strong project management and prioritization skills.
- Excellent written and verbal communication skills.
- Ability to work effectively across Risk, Compliance, AML, Operations, Legal, Product, and Project Management teams.
- Bachelor’s degree in Finance, Business, Economics, Risk Management, Criminal Justice, International Relations, or a related field.
Nice to Have
- Familiarity with financial services regulatory expectations, including BSA/AML, KYC, KYB, enhanced due diligence, and third-party risk management practices.
- Experience supporting partner, vendor, or third-party onboarding in a fintech, brokerage, payments, banking, or financial services environment.
- Understanding of operational resilience, business continuity, cybersecurity, data protection, or outsourcing risk frameworks.
- Experience reviewing policies and procedures related to AML, sanctions, customer onboarding, fraud, compliance, or operational controls.
- Familiarity with broker-dealer, introducing broker, or embedded finance models.