FinCrime Operations Senior Analyst

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

• Conduct thorough reviews and investigations of customer and payment activity, including their use of Wise products, to determine if behavior aligns with expected patterns or portrays higher-risk flags.
• Accurately discount or escalate alerts, focusing on whether potential suspicious activity related to any financial crime is present. Document findings, decision rationale and the steps taken, adhering strictly to established procedures and best practices.
• Perform meticulous due diligence on customers and businesses, leveraging a variety of publicly available and internal data sources.
• Analyze and evaluate risk factors associated with customer profiles and transactions. Document risk assessments clearly and audibly.
• Review customer transaction history, analysing how they utilize Wise's various products and services to identify unusual patterns or suspicious activities.
• Review and assess internal escalations, whether system-generated or from other teams, making informed decisions on the next steps.
• Maintain accurate and detailed records of reviews, investigations, decisions, and customer interactions, ensuring compliance with data privacy regulations and internal policies and procedures.
• Stay up-to-date with relevant KYC/AML/due diligence/fraud regulations, sector’s best practices, market trends, and ongoing financial crime trends.

• Deep understanding of Wise's compliance framework, the regulatory environment, and ongoing financial crime trends.
• Ability to effectively digest large volumes of transaction information and draw sound conclusions.
• Strong documentation skills with paramount quality around decision grounds.
• Risk-based approach to ensure high-quality reviews that are efficient and consistent.
• Knowledge of KYC/AML/due diligence/fraud regulations and best practices.

• Full-time position.
• Compensation up to INR 850000 yearly.