PLATA is a digital financial services and technology company that aims to become the primary financial relationship of Mexican consumers.
Обязанности
Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops.
Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes.
Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking.
Team leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused culture.
Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams.
Требования
3+ years in credit risk management focused on retail or consumer lending portfolios (banking or fintech).
Strong understanding of scorecard design, ML techniques, and alternative data for credit decisioning.
Proficient in SQL and Python/R with hands-on experience working with data.
Proven leadership experience — managed teams, set OKRs, and developed analysts.
Bachelor’s degree in Finance, Economics, Engineering, or Mathematics; MBA or CFA is a plus.
Strong technical or quantitative background with a strategic mindset.
B1 or higher English level for effective communication with an international team.
Условия
Innovative Spirit: a commitment to creativity and groundbreaking solutions.