About the company
Affirm provides a clear, predictable way to pay over time, with no hidden fees and no surprises. The Capital team manages the financial foundation supporting Affirm's lending and innovation, leading funding, liquidity, and risk management strategy across capital markets, treasury, deal structuring, analytics, and bank partnerships.
Responsibilities
- Work closely with the Capital Markets team to evaluate, structure and price consumer asset-backed transactions
- Develop and enhance capital structuring and pricing models tailored to Affirm's consumer loan portfolio
- Build quantitative models to analyze and predict the performance of Affirm's consumer loans
- Provide insights on capital markets deals to cross-functional teams
- Partner cross-functionally with Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product and Engineering teams
Requirements
- 2+ years of relevant experience structuring asset-backed transactions, forecasting consumer loan performance, and/or building quantitative models
- Experience with industry-standard tools such as Intex/Bloomberg and working with accountants, rating agencies, and internal/external partners
- Experience with SQL, Python, or other scripting languages
- Strong interpersonal and communication skills
- Proactive leader able to drive projects and navigate ambiguity
Conditions
- Remote-first with flexibility
- Base pay range (CA, WA, NY, NJ, CT): $145,000 - $205,000 per year
- Base pay range (all other U.S. states): $128,000 - $188,000 per year
- Total compensation may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits including 100% subsidized medical coverage, dental and vision