SoFi is a next-generation financial services company and national bank using innovative, mobile-first technology.
Responsibilities
Manage a team of FIU Investigators responsible for evaluating AML and Fraud alerts and cases involving cryptocurrency, stablecoins, and other digital assets
Provide oversight and subject-matter expertise for complex digital-asset investigations, including on-chain transaction flows, wallet activity, self-hosted wallets, exchanges, bridges, DEXs, lending protocols, and other DeFi activity
Conduct and oversee unsupported token reviews
Coach and develop FIU Investigators to drive investigative quality, consistency, and productivity
Assist with the design and ongoing enhancement of SoFi’s digital-asset transaction monitoring, blockchain analytics, and wallet-screening programs
Maintain deep knowledge of emerging AML and Fraud typologies across retail banking, brokerage, and digital assets
Identify emerging digital-asset risks and investigative trends and translate findings into enhancements to monitoring, controls, procedures, and investigator training
Partner with AML, Sanctions, Fraud, Compliance, Legal, Product, and Engineering on complex investigations
Provide recommendations to Senior Management and lead strategic initiatives
Requirements
Bachelor’s Degree from a four-year college or university
6+ years of experience in AML and Fraud Compliance Investigations, with a minimum of 2 years of direct management experience
Minimum of 3 years in cryptocurrency-related AML transaction monitoring
Demonstrated ability to communicate effectively with all levels of the organization
Ability to successfully lead and manage a team of AML investigators
Excellent working knowledge of BSA/AML laws and regulations
Strong attention to detail and analytical skills
Excellent organizational, verbal, written, and interpersonal skills
Ability to multitask, adapt well to changing priorities
Ability to work in a fast-paced, demanding, and changing environment
Specific Skills: AML transaction monitoring, cryptocurrency typologies, transaction tracing, blockchain analytics tools, OFAC/sanctions monitoring
Nice to have: Experience leading an AML investigations team at a crypto-native firm, CAMS or similar certification
Conditions
Compensation and Benefits: base pay range, comprehensive benefits